In most cases, car insurance covers the most recommended or “reasonably necessary” treatments for injuries resulting from a covered car accident. For neck and back injuries, this can often include treatment by a chiropractor. For serious injuries, this may require several visits per week for months or even years after the accident. Under the auto insurance policy, chiropractor visit costs can be billed directly to the insurance company.
While you may face some challenges from the auto insurance crowd, the good news is that most health insurance plans include chiropractic care. Short-term acute care is covered for injuries caused by an accident. Yes, insurance will pay chiropractor bills if the injuries are directly related to the accident and if you follow the right steps. Depending on your coverage, your insurance can offset the cost of your treatments.
You'll need to discuss this with your insurance company. If the car accident wasn't your fault, the at-fault person's insurance company can cover your chiropractic treatments. You Don't Have to Worry About Paying Out of Pocket for Your Post-Accident Chiropractic Treatment in New York.
Chiropractic careis covered by NY no-fault insurance that pays for medical treatment after a car accident.
A chiropractor who regularly sees those injured in a car accident should be able to provide quality treatment and documentation, as well as external medical referrals if needed. It's always best if you can visit a multidisciplinary medical center where you can comfortably schedule most of your specialist visits in a single clinic. In many cases, car insurance will cover recommended or necessary treatments for injuries that resulted from a car accident. It is important to note that MedPay is not a replacement for normal health insurance and is only used in the event of an accident.
Explore the following options if you don't rely on insurance to cover your visit to a chiropractor. Personal Injury Attorneys Will Handle “Dirty Work” While You Focus On Working With The Chiropractor To Recover From Injuries. Medicare will not cover other services or tests requested by a chiropractor, such as massage therapy, x-rays, and acupuncture. If you have been injured in a car accident and have been or need to be treated by a chiropractor, you may be worried that you may pay the bill.
Review your health insurance policy very carefully because you will be surprised to find that you have to reimburse them for their medical bills once your case is resolved. Most people would like to avoid that particular sequence of events, especially those in the healthcare industry. People with higher qualifications may charge more for their services, as they are likely to receive higher quality care. Another option is to consider using a medical credit card designed exclusively for medical expenses, such as regular chiropractic visits, deductibles, copays, and coinsurance.
Depending on your policy, the health insurance company will pay all or part of your medical bills. Remember that everyone is different, so you may need to see the chiropractor more or less often than someone else, even if you had the same car accident. If the insurance company challenges your claim, the insurance company will not pay your medical bills until the case is resolved or brought to trial. Most of the time, the insurance company of the person who is found guilty of the accident will pay for the damages, including chiropractic care.